Business Banking Consultant
Company Description
Be part of Beyond Bank a bank that is for and with you.
We are one of Australia's largest, 100% customer-owned mutual banks with a credit union heritage. With over 300,000 customers and over 40 branches across five states, we are working hard to be the best relationship bank for customers and communities in Australia. When you join Beyond Bank, you will work for a B Corp and be part of a friendly, inclusive, and supportive environment where you can continue progressing, no matter what stage of your career.
Our values of Customer Obsessed, Empowering Communities, Right things, right way, Shared Ambition, and Championing Sustainability are integral to all that we do and are the standards to which we hold ourselves.
Where and how you can work
This role will be located within our Collins STreet Melbourne office with the ability for hybrid work.
Job Description
As a Business Banking Consultant at Beyond Bank, you will play a crucial role in achieving business banking targets by developing and maintaining strong customer relationships. You will work closely with Business Banking Managers to prepare comprehensive lending submissions, ensuring compliance with internal policies and regulations. Your responsibilities will include assessing financial information, managing the annual review program, and providing leadership on business lending inquiries. Additionally, you will develop and manage business development relationships, maintain a deep understanding of banking products and processes, and contribute to business improvement projects. This role requires excellent communication, leadership skills, and a strong understanding of financial statements and credit risk management.
In the role you will
- Contribute to achieving sales and referral budgets.
- Manage cost and revenue lines within budget parameters.
- Ensure appropriate lending margins for business relationships.
- Produce comprehensive lending submissions that comply with policies and regulations.
- Conduct thorough assessments of financial information, business circumstances, collateral, and credit risk.
- Complete annual reviews of business relationships within policy timeframes.
- Collaborate with Credit Control to manage at-risk, overdrawn, or overdue business lending facilities..
- Maintain product and systems knowledge and seek process improvements.
- Provide leadership, support, and mentorship on financial statements, tax returns, and complex loan inquiries to staff and branches.
Qualifications
About you
- Strong understanding of financial statements and tax returns.
- Ability to build and maintain strong relationships.
- Excellent verbal and written communication skills.
- Provide guidance and mentorship to staff.
- Knowledge of policies, legislation, and regulations.
- Conduct thorough assessments of business and credit risk.
- Proactively improve processes and resolve issues.
- Familiarity with sales tracking tools, CRM, and BI Portal.
- Efficiently manage reviews and administrative tasks.
- High level of service to address and resolve customer needs.
Additional Information
See yourself in our team
You will be joining the Business Banking Team, a group of dedicated professionals who work tirelessly to provide exceptional support to our customers. Whether you are working face-to-face, online or over the phone, you will be passionate about providing the best possible experience to meet our customers' banking needs.
Why work for Beyond Bank?
We welcome candidates that reflect the diversity of the communities in which we operate. We actively encourage Aboriginal and Torres Strait Islander peoples, people living with disability, LGBTQIA+ as well as culturally diverse community members to apply for our roles.
Beyond Bank is committed to creating an accessible recruitment process and employment experience. If you identify as a person living with disability and require adjustments to our online application, recruitment, selection and/or assessment process, or modifications for accessibility to our locations, please contact us at [email protected]
And there’s even more benefits:
- Additional 3 paid work-life balance days to boost your annual leave (pro rata)
- Paid community volunteer days to support many community charities across Australia
- Access to employee discounts, health and wellbeing initiatives, employee and family assistance, plus more
- A flexible, and diverse working environment
- Career development opportunities, training and coaching
By joining Beyond Bank, you will have the opportunity to work alongside talented professionals who will support and encourage you to achieve your full potential. If you are passionate about people and want to make a difference, we would love to hear from you.
What does our recruitment process look like?
The process can include a phone screen, video interview, virtual or face-to-face interview, psychometric testing, and all relevant background checking. Some positions may require undergoing 4 weeks of mandatory full training.
Apply Now!
To find out more about Beyond Bank visit beyondbank.com.au or for more information contact [email protected]
Applications close 5/12/2024
As a certified B Corp we are using our business as a force for good.
By applying for this opportunity you are providing consent for Beyond Bank Australia to conduct all pre-employment screening checks (APRA, ASIC, Bankruptcy, National Criminal History Check, VEVO, Adverse Media Check and Reference Checks) at the expense of Beyond Bank Australia.
Average salary estimate
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Join Beyond Bank as a Business Banking Consultant in our Melbourne office, where you'll play a pivotal role in supporting our mission as one of Australia’s largest customer-owned banks. At Beyond Bank, we believe in building strong, trusting relationships with our customers, and as a consultant, you'll help achieve business banking targets through proactive customer engagement. You'll work closely with our Business Banking Managers to prepare thorough lending submissions while ensuring compliance with internal standards. Your expertise in assessing financial information and managing annual reviews will be vital as you provide guidance on business lending inquiries. With an emphasis on collaboration, you’ll engage with Credit Control to manage any at-risk loans and play a key role in maintaining product knowledge and improving processes. The ideal candidate will be a strong communicator with the ability to foster robust business relationships and mentor others on important banking concepts. Beyond Bank embraces a diverse and inclusive workplace, welcoming individuals from varied backgrounds to join our passionate team of professionals who strive to deliver outstanding service. Not only will you contribute to meeting sales and referral budgets, but you’ll also enjoy a flexible work environment and a variety of benefits that emphasize a healthy work-life balance. Feel inspired to make a positive impact in people's lives while growing your own career at Beyond Bank!
We're building a sustainable business today to change lives tomorrow.
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