Non-QM Mortgage Loan Processor

Job Summary

A company is looking for a Broker/Non-QM Mortgage Loan Processor.

Key Responsibilities

• Review loan files for submission and conditional approval, organizing Non-QM documentation and generating needs lists for borrowers
• Communicate with borrowers to gather outstanding items, provide updates, and manage ongoing contact throughout processing
• Address underwriting conditions, manage the loan pipeline, and coordinate with brokers and investors for timely closings

Qualifications

• 3+ years of wholesale or retail mortgage processing experience required
• Familiarity with Non-QM documentation and underwriting guidelines is a plus
• Experience with niche loan products such as Bank Statement Loans and Jumbo Loans
• Minimum 1 year of experience with Encompass LOS required
• Strong understanding of FHA, VA, USDA, Fannie Mae, and Freddie Mac guidelines