We started Marshmallow when we found out how unfair insurance prices are for people who move to the UK. All because the industry hasn’t given this huge cohort of people a second’s thought, and isn’t set up to price them properly.
We saw an opportunity to do things differently, so we made it our mission to back the ones who step outside the norm. Since we started, we’ve helped 100,000s of people get a fairer deal on their car insurance. Using technology, we serve people that are often overlooked by financial services companies, solving important problems for people who need it most.
We know there are millions of marginalised customers out there. And we know that they face unique problems that most companies aren’t even aware of. We believe that our future is helping these people by learning about their experiences, and building our company around their needs. And there are strong signs that there’s a need for a company like us. Earlier this year we hit profitability, which is a huge milestone, but the most exciting thing is that we’re only just getting started.
We’re really proud of the culture we’ve created. We push for progress every day, because we know that we’ll only hit big milestones by taking lots of smaller steps. We’re always open to helping our team mates, sharing our ideas, experience and knowledge to solve problems together. We take risks, think creatively and experiment relentlessly to meet our customer’s needs, and never pass blame when things go wrong. We encourage people at all levels to take ownership of their work, and to be bold in challenging how we do things. Everyone has a voice and the opportunity to make an impact.
And autonomy and ownership are only possible with clear direction. That’s why we collaborate to do in-depth planning twice a year, and make sure we leave with clear goals and objectives that flow from top to bottom. To make sure we’re as aligned as possible across functions, most of our work rolls up into four tribes; Acquisition, Retention, Claims and Pricing, Underwriting & Fraud. Each tribe has multiple teams embedded in it, working cross-functionally to do great work.
We’re so excited for all of the challenges up ahead, and we need more people to help us tackle them! If life at Marshmallow sounds like it could be for you, explore our culture handbook or read our blog to find out more.
Our engineers are at the heart of the solutions. They work on product builds from start to finish, solving lots of challenges to help us build fast and scale up! Our engineers cover a range of skills across frontend, backend, full stack, iOS and android, and work alongside designers, data scientists, researchers and product managers within our product teams.
Our product teams include: Renewals, Growth and Claims to name a few! Each team sets its own roadmap, owns the build and maintenance of products E2E and actively pushes the codebase forward for scale.
If you're curious about our Engineering culture and ways of working, check out the Engineering Handbook.
About the In-Policy Team you'd be joining
The In-Policy Team is one of 2 product teams within the Retention Tribe. Together with the Renewals Team, our vision is to be an industry leader in retaining customers for longer and more profitably. To do this, we have a lot to learn about why customers choose to renew, cancel or pay to make changes to their insurance mid-term. As part of the In-Policy Team you will work to grow income from existing customers, reduce cancellations and build systems that are both scalable and reliable.
We’re looking for a Technical Lead to join our cross-functional team together with a Pricing Analyst, Data Scientist, Data Analyst, Product Manager and an Engineering Manager.
What you'll be doing
Lead engineers within a product team to build scalable, reliable and fault tolerant customers flows, including midterm adjustments and cancellations
Manage and execute ambiguous technical solutions with appropriate sense of urgency to deliver impact to the business
Create and promote efficiency and speed within the team by improving existing solutions and developing new ones
Partner with stakeholders to understand requirements, build and deliver functionality iteratively
Mentor engineers from Junior to Senior levels of experience, supporting their development through feedback and sharing opportunities
Both originate and review architectural designs to meet Marshmallow’s growing scale
Work closely with the EM to champion and roadmap technical debt investment
What we’re looking for from you
10+ years of software engineering experience
5 years of experience as a Technical Lead
Strong experience with developing and scaling complex microservices systems
Previous experience with identifying, analysing, and resolving system availability, reliability, and performance issues
Experience mentoring and guiding more engineers with a range of experience
Strong expertise in any OO language, preferably in Java and the eagerness to learn more
Java 22
“Event-Driven” μServices
Spring Boot with Spring Cloud
Terraform
Docker
Event Sourcing
DataDog
CI/CD
AWS
DynamoDB
SNS
SQS
ECS
Fargate
RDS
Elasticache
OpenSearch
Perks of the job
Flexible working: Spend 3 days a week with your team in our new collaborative London office, and own your own working hours. The rest is up to you!
Sabbatical Leave - Get a 4-week fully paid sabbatical after being with us for 4 years 🌴
Work From Anywhere - 4 weeks of work from anywhere to use, with no need to come to the office 🛫
Competitive bonus scheme - designed to reward and recognise high performance 🌟
Flexible benefits budget - £50 per month to spend on a Ben Mastercard meaning you get your own benefits budget to spend on things you want. Whether that’s subscriptions, night classes (puppy yoga, anyone?), the big shop or a forest of houseplants. Pretty much anything goes. 💰
Learning and development – Personal budget for books and training courses to help you grow in your role and 2 learning days a year - on us! - to further your skillset 🤓
Mental wellbeing support – Access therapy and mental health sessions through Oliva 💚
Private health care - Enjoy all the benefits Vitality has to offer, including reduced gym memberships and discounts on smartwatches 🏥
Medical cash plan - To help you with the costs of dental, optical and physio (plus more!)
Tech scheme - Get the latest tech for less 🖥
Plus all the rest; 33 days holiday (including bank holidays), pension, cycle to work scheme, monthly team socials and company-wide socials every month!
Our process
We break it up into 3 stages:
Initial call with Tech Talent Acquisition team (30/45 mins)
Tech interview with two engineers which is centred around pair programming, systems design and operational excellence questions (1 hour 30 minutes)
A past experience & culture interview with one of our engineering managers to check that your ways of working aligns with our processes, mission and values (1 hour 30 minutes)
We’ll let you know if you’re invited to an interview or not. But, as a small team with a lot of applications to consider, we can’t give individual feedback on each application
Background checks
To meet our regulatory obligations as an FCA-authorised financial services company, we need to do some background checks on all new hires. That means carrying out a DBS check and making sure you don't have any live criminal proceedings. Feel free to ask our Talent Acquisition team if you have any questions about this!
At Marshmallow, we want to hire people from all walks of life with the passion and skills needed to help us achieve our company mission. To do that, we're committed to hiring without judgement, prejudice or bias.
We encourage everyone to apply for our open roles. Gender identity, race, ethnicity, sexual orientation, age or background does not affect how we process job applications.
We're working hard to build an inclusive culture that empowers our people to do their best work, have fun and feel that they belong.
We take privacy seriously here at Marshmallow. Our Recruitment privacy notice explains how we process and handle your personal data. To find out more please view it here.
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At Marshmallow, we’re on the lookout for a talented Technical Lead - Backend to join our dynamic team in London! We started Marshmallow to address the unfair insurance pricing faced by individuals moving to the UK, and we’re driven by a mission to make a difference. As a Technical Lead, you’ll play a critical role in leading engineers to develop scalable, reliable, and fault-tolerant systems, including managing customer flows for midterm adjustments and cancellations. Collaborating closely with product managers and data scientists, you’ll analyze requirements and push our codebase to new heights while mentoring engineers at varying skill levels. At Marshmallow, creativity meets technology, and you’ll have the autonomy to not just brainstorm solutions but also implement them. Your expertise in microservices and technical leadership will enable us to make swift strides in our mission to build a customer-centric insurance landscape. With plenty of opportunities for personal growth, whether through our development budget or our supportive environment that encourages taking manageable risks, the sky is truly the limit for what you can achieve here. Plus, you’ll get to enjoy a flexible work environment, a competitive bonus scheme, and a bunch of other amazing perks. If you’re ready to challenge the status quo and lead a passionate team dedicated to serving often-overlooked customers, we’d love to hear from you!
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