Enterprise Risk Lead

• Lead the design, implementation, and operationalization of Zip’s Enterprise Risk Framework in the US, ensuring alignment with global risk management strategies.
• Partner with business stakeholders to identify, assess, and mitigate enterprise risks. Provide expert risk advice, conduct risk assessments, and develop effective governance reporting for senior leadership and risk committees
• This is a remote-first opportunity for US-based employees, with the option to work in-person out of our Manhattan office.

Start Your Adventure with Zip

We have an exciting new opportunity for an Enterprise Risk lead.  Reporting to the US VP, Compliance and Risk you will contribute to the design, implementation, embedment, ongoing operationalisation, and monitoring of Zip’s enterprise risk and control management frameworks.

Interesting problems you’ll get to solve

• Using the Zip Risk Management Framework to reinforce risk management responsibilities across US Zip and guide the business in managing risks
• Coordinating required enterprise risk management activities and duties (including process mapping) with the Group Enterprise Risk Management team based in Australia while driving the framework implementation in the US
• Leading the continued effort in creating, refining and updating Zip’s US Risk Appetite Statement with senior leaders and Group Risk Team
• Identifying and collecting data to form risk insights, including key risk indicators, key control indicators and risk appetite metrics
• Collaborating and coordinating with functional areas to monitor business risk profiles and ensure appropriate actions are taken to reduce the risks
• Building and strengthening relationships with business stakeholders to aid in identifying risks and control improvements
• Providing expert risk advice to the business
• Providing guidance to the business on appropriate remediation and treatment plans for addressing incidents and control deficiencies
• Conducting risk assessment activities over key processes & controls within the business
• Reviewing, updating and enhancing risk frameworks, policies and supporting documents
• Designing and leading effective risk governance reporting for Risk Committees (at Management and Board level)
• Contributing to the design and implementation of risk education, awareness and training
• Promoting Zip’s desired risk culture

What you’ll bring to the team

This role is perfect for an experienced self-starter, with knowledge and experience working in risk in the regulated financial services industry who is looking to have a meaningful impact on the business.

• At least 8+ years as an Enterprise Risk Manager.
• Experience in financial services/consumer banking, fintech/BNPL (desirable)
• A positive mindset paired with a strong bias to action
• An inquiring mind and be fearless with challenging assumptions and the status quo
• Strong written and verbal communications skills
• An ability to build interpersonal relationships with, and influence key stakeholders across the business and internal Legal, Compliance and Enterprise Risk teams in US and ANZ
• A can-do attitude
• Commercial solutions to the table – You own it and do it
• Our values in your DNA: Customer First, Own It, Stronger Together and Change the Game

What you’ll get in return

Zip is a place where you’ll get out what you put in. The newness of our sector means we need to move at pace and embrace change, and our promise to you when you join the team is that you’ll feel empowered and trusted to make big things happen quickly. 

We want you to feel welcome and as though you have the support to be yourself, and care for yourself at work. Because it’s important to us that you make the most of the opportunities you’ll get to grow your skills and your career, and be surrounded by smart, friendly people and leaders that have your back.

We think these are just some of the best things about being a Zipster. We will also offer you:

• Flexible working culture
• Incentive programs
• 20 days PTO every year
• Generous paid parental leave
• Leading family support policies
• 100% employer covered insurance
• Beautiful Union Square office with a casual dress code
• Learning and wellness subscription stipend
• Company-sponsored 401k match

Zip is committed to a straightforward and transparent pay structure. The actual base salary will be determined by various individualized factors, including job-related knowledge, skills, experience, location, internal equity, as well as other objective business considerations.

The annual base Pay Range for this position is $135,000-$155,000. This range reflects our US national compensation (USN). Additional premium percentages may apply based on our tiered premium strategy. Subject to those same considerations, the total compensation package for this position may also include other elements, including a bonus and/or equity awards, in addition to a full range of medical, financial, and/or other benefits. If hired, employees will be in an 'at-will position' and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation or benefit program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors.

Be a part of a team that reflects the diversity of our customers

We pride ourselves on being a workplace that provides equal opportunities to people of all ages, cultural backgrounds, sexual orientations, gender identities, abilities, veteran status, and everything else that makes you unique.

Equally, we’re committed to ensuring our recruitment processes are accessible and inclusive. Please let us know If there are any adjustments that need to be made to ensure you have a fair and equitable experience.

And finally…get to know us

Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centred products that bring customers and merchants together.

Operating in two core markets - Australia and New Zealand (ANZ) and the US, Zip offers point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants.

We’re proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do.

I acknowledge by clicking "Submit Application", that the information provided is true and correct. I also understand that any willful dishonesty may render for refusal of this application or immediate termination of employment. By providing your information, you acknowledge that you have read our Zip Applicant and Candidate Privacy Notice and authorize Zip to process your data subject to those terms

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