Financial Analyst

We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam.

Plaid’s Financial Planning and Analysis team leads company-wide financial planning, forecasting, and reporting, delivering strategic insights to internal and external stakeholders. We align financial goals with business objectives to support informed decision-making at the senior leadership and executive levels.

In this role, you'll support FP&A processes such as month-end reporting, recurring forecasts, and preparation of financial reporting for senior leadership / Board. You will support the development of the R&D expense annual budget and ongoing forecasting processes, including variance analysis and trend identification. (ie. AWS, Engineering / Data expenses, etc). You are highly analytical, and can seamlessly navigate between complex details and the big picture.

• Support critical FP&A processes, including month-end reporting, recurring forecasts, and preparation of financial reporting for senior leadership and Board presentations.
• Act as a strategic partner to business leaders by providing actionable financial insights, solving key business challenges, and evaluating investments that encourage company growth.
• Develop systems, processes, and tools that enable accurate, scalable, and timely financial reporting and forecasting as the company evolves.
• Build and refine KPI scorecards to communicate performance drivers, inform growth strategies, and support data-driven decision-making.
• Collaborate with cross-functional teams to enhance business processes and drive continuous improvement.
• Partner with Accounting to support governance and ensure effective application of policies and controls.
• Perform ad hoc analyses that influence long-term business planning and decision-making.

• 1-3 years of relevant experience in financial planning and analysis
• Basic understanding of foundational FP&A processes such as month-end-close, reporting, variance analysis and general storytelling, with proven ability to streamline and implement efficient workflows.
• Demonstrates a strong willingness to learn and adapt, proactively seeking opportunities to expand knowledge and improve analytical skills.
• Strong interpersonal skills with a proven ability to build trusted cross-team relationships and deliver actionable insights to support strategic decisions.
• Solid financial modeling skills, including knowledge of or experience with consolidation and operational models.
• Proactive self-starter with intellectual curiosity, a can-do attitude, and the ability to thrive in a high-autonomy environment.
• Attention to detail. Ability to get into the details, analyze, and then step back and assess if the output makes sense.
• Knowledge of or understanding of technical accounting principles.

Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!

Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at accommodations@plaid.com.

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