Jumbo Mortgage Underwriter

Job Summary

A company is looking for a Jumbo Mortgage Underwriter.

Key Responsibilities

• Review and underwrite high net worth borrower loan applications, ensuring compliance with guidelines
• Analyze credit reports, income documentation, and appraisals to issue timely credit decisions
• Collaborate with sales, processing, and closing teams to ensure smooth loan processing

Required Qualifications

• 7+ years of experience underwriting Non-Conforming loans
• Knowledge of Desktop Underwriter (DU) and Loan Prospector/Loan Product Advisor (LP/LPA)
• Strong knowledge of agency guidelines and jumbo/non-conforming investor overlays
• Proficiency in analyzing complex income, including self-employed borrowers and tax returns
• Solid understanding of the mortgage lending process